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  • From Inverclyde to Islington: The Unsettling 2026 Property Market Trends Buyers Need to Know Now

    From Inverclyde to Islington: The Unsettling 2026 Property Market Trends Buyers Need to Know Now

    2 April 2026
    Financial News, UK Property

    The latest Nationwide Affordability Report has come out, and the headlines are a mixed bag for UK hopefuls and the property market.

  • Gifted Deposits in the UK: The Guide for Parents Supporting First Time Buyers and Avoiding Costly, Hidden Pitfalls

    Gifted Deposits in the UK: The Guide for Parents Supporting First Time Buyers and Avoiding Costly, Hidden Pitfalls

    25 March 2026
    Deposits, First Time Buyers, Gifted Deposits, Helpful Guides

    How Families Help First‑Time Buyers including gifted deposits: Key Options, Risks & Tax Considerations.

  • The Real Truth About Base Rates and Your Mortgage: What You Need to Know Now

    The Real Truth About Base Rates and Your Mortgage: What You Need to Know Now

    19 March 2026
    Bank of England, Base Rate, Financial News, Mortgage Rates, Mortgage Update, Swap Rates, UK Property

    Today, the Bank of England confirmed that the Base Rate will remain at 3.75%. While “no change” might sound like a period of stability, the mortgage market is currently anything but static.

Munro Mortgages
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We do not charge for mortgage and protection advice. We charge an administrative and broker fee for processing each mortgage contract; these fees apply only when you proceed with an application. Our fees are £195 at application and £600 upon completion for purchases. Our fees are £195 at application and £300 upon completion for remortgages. There is no fee for arranging protection products.

Randal McLister and Munro Mortgages are a trading style of The Lending Channel LTD who are authorised and regulated by the Financial Conduct Authority, FCA number 626787, information can be found on the FCA Register. Registered Office: 2/1 King James VI Business Centre, Friarton Road, Perth, PH2 8DY. Registered in Scotland. Company Number: SC334818.

The content of this website is for information purposes only and does not constitute financial advice or a recommendation to a suitable product or service. You should seek advice before embarking on any course of action. More information can be found at the FCA’s consumer website: MoneyHelper. A copy of our privacy policy and how we deal with your data can be found here.

If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email. Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (‘FOS’).  For more details about FOS, please see the following link.

When you click on any website links contained on our site you will be viewing the content of an external website in a new tab.  Although we check and update external links regularly, Munro Mortgages cannot be held responsible for the content of these external websites.

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. The Financial Conduct Authority does not regulate some aspects of buy to let mortgages.

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