Category: Helpful Guides
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By Munro Mortgages If you have start a new job or just changed jobs, or you’re about to, you might assume a mortgage is off the table until you have months of payslips behind you. That is not necessarily true. Plenty of lenders will consider applicants in a new role, on probation, or working on…
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Helping a child or grandchild buy their first home with a Family Mortgage or similar is something many families want to do, but the right approach will depend on your finances.
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When it comes to mortgages and mortgage advice, not all advice is created equal and not all brokers have access to the same deals. One of the most important (and often overlooked) questions you can ask is simple: Is your broker whole of market? What “whole of market” actually means Some brokers are restricted to…
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If you’re a first time buyer or buying a home in the UK, understanding where you’re buying is just as important as understanding what you’re buying. The home buying process in Scotland is very different from England and Wales, and these differences can affect timescales, costs, and legal commitment.
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Buying your first home in England or Wales can feel overwhelming, especially if you’re unsure how the process works or how long things take.
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Buying your first home in Scotland can feel daunting. From Home Reports and solicitor‑led offers to missives and legally binding contracts, knowing what happens can make all the difference.
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How Families Help First‑Time Buyers including gifted deposits: Key Options, Risks & Tax Considerations.