Category: UK Property
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How to Get a Mortgage and buying a home is exciting, but the mortgage side of things can feel like a maze of paperwork, jargon, and waiting. The good news is that the process breaks down into five clear stages. Get each one right and the rest tends to follow much more smoothly. Here is…
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By Munro Mortgages If you have start a new job or just changed jobs, or you’re about to, you might assume a mortgage is off the table until you have months of payslips behind you. That is not necessarily true. Plenty of lenders will consider applicants in a new role, on probation, or working on…
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Buying a home as a First Time Buyer is probably the biggest purchase you’ll ever make, and for most people, that means taking out a mortgage. If terms like “loan to value,” “fixed rate,” and “agreement in principle” feel like a foreign language, you’re not alone. This guide breaks down exactly how mortgages work in…
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The latest house price data paints an interesting picture of a UK property market that continues to show resilience, despite economic uncertainty and shifting sentiment.
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If you’re a first time buyer or buying a home in the UK, understanding where you’re buying is just as important as understanding what you’re buying. The home buying process in Scotland is very different from England and Wales, and these differences can affect timescales, costs, and legal commitment.
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Buying your first home in England or Wales can feel overwhelming, especially if you’re unsure how the process works or how long things take.
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Buying your first home in Scotland can feel daunting. From Home Reports and solicitor‑led offers to missives and legally binding contracts, knowing what happens can make all the difference.
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As the Renters’ Rights Act comes into force across England on 1 May 2026, the private rented sector is preparing for one of the most significant shake‑ups in decades.
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The latest Nationwide Affordability Report has come out, and the headlines are a mixed bag for UK hopefuls and the property market.
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Today, the Bank of England confirmed that the Base Rate will remain at 3.75%. While “no change” might sound like a period of stability, the mortgage market is currently anything but static.