Category: Mortgage Rates
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When your initial mortgage deal ends, you should remortgage but if you don’t many lenders automatically move you onto their Standard Variable Rate (SVR). It’s one of the most expensive “default settings” in the mortgage world.
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If you’re buying, remortgaging, or letting a property, your Energy Performance Certificate (EPC) rating could do more than tell you about heating bills, it can influence which mortgage deals you’re offered.
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Recent weeks have seen a number of major lenders increase their mortgage rates, with NatWest becoming the latest to announce rises across parts of its mortgage range.
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When it comes to mortgages and mortgage advice, not all advice is created equal and not all brokers have access to the same deals. One of the most important (and often overlooked) questions you can ask is simple: Is your broker whole of market? What “whole of market” actually means Some brokers are restricted to…
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If you’re a first time buyer or buying a home in the UK, understanding where you’re buying is just as important as understanding what you’re buying. The home buying process in Scotland is very different from England and Wales, and these differences can affect timescales, costs, and legal commitment.
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Today, the Bank of England confirmed that the Base Rate will remain at 3.75%. While “no change” might sound like a period of stability, the mortgage market is currently anything but static.